Exploring Money Beliefs During the Goddess Evolution Summit
The Goddess Evolution Summit is free, online and open to all genders. Its prerecorded interviews began on November 7, so you are already inside the window where a few quiet questions about money can sit beside what you are hearing. This article gives you a set of journaling prompts on three themes: receiving, valuing your work and everyday money choices. They are editorial prompts, written by us for reflection. They are not summit teachings, and they are not financial advice or a promise of income.
TL;DR
The 2026 summit runs in three phases: prerecorded interviews November 7 to 13, live presentations November 14 and 15, and an additional replay week November 16 to 22. It is free to attend online.
Money beliefs, which researchers call money scripts, are mostly formed early and often operate outside awareness. Noticing them is the first step.
The prompts below cover receiving, valuing your work and everyday spending, and each pairs a reflection with one small, grounded action.
Treat the prompts as personal reflection. They are not a financial plan, and they promise no outcome.
Register on the summit page to confirm current access details before you plan your week.
Table of Contents
Why money beliefs belong in a conversation about wealth
Most of us come to a wealth-themed event with a goal: earn more, charge more, receive more, steward what we already have. The goal is real, but it runs on top of something older. Before we ever made a financial decision as adults, we absorbed a set of assumptions about what money means, who deserves it and what it costs to have it.
Financial psychologist Brad Klontz named these assumptions money scripts. According to CNBC’s reporting on his work, he identified four patterns many Americans tend to carry: money avoidance, money worship, money status and money vigilance. His 2011 study in the Journal of Financial Therapy surveyed 422 adults on 72 money-related beliefs and found these four patterns. Three of them were significantly correlated with income and net worth.
That correlation is worth holding lightly. It does not say that a belief causes a particular result in your life, and it does not mean a belief can be swapped out like a setting. What it does suggest is that beliefs and behavior are connected, and that the connection is worth looking at with curiosity rather than judgment.
That is the spirit in which we offer the prompts below. Reflection is where discernment begins: seeing clearly what you actually believe before you decide what to do about it.
The four patterns, in plain language
Before you write, it helps to have a map. The summaries below follow Klontz’s four scripts as described by Truist, and they are a starting vocabulary, not a diagnosis. Most people recognize pieces of more than one.
Pattern | The belief underneath | A reflective question |
Money avoidance | Money is bad, or I do not deserve it | Where did I learn that having more would cost me something? |
Money worship | More money will solve everything, and there is never enough | What am I hoping money will give me that I have not named yet? |
Money status | My worth is tied to what I have | Whose approval am I measuring my numbers against? |
Money vigilance | I must save carefully and still never feel secure | What would feeling safe actually look like in my body and in my week? |
If you are curious how other traditions have wrestled with the same tensions, a collection of Bible verses about money shows how long people have argued over whether money is a blessing, a burden or a test. Many of us inherit our money beliefs from that kind of moral framing long before we form opinions of our own.
Where these beliefs come from
Money scripts are usually formed in childhood. A Psychology Today piece from June 2026 describes Klontz’s view that they pass down through families like recipes nobody wrote out, and that they feel like common sense rather than belief. That last part matters most. A belief you recognize as a belief can be questioned. A belief that feels like simply how the world works usually cannot.
A review of financial socialization research in PMC notes that what children learn, and do not learn, from their parents about money is associated with their financial wellbeing through the life course. It also notes that other family members, including romantic partners, socialize each other around money as well. So your beliefs may have more than one author.
This is not about blame. Most of what we inherited was passed on by people doing the best they could with what they had. Rick Kahler, a financial therapist, emphasizes that money scripts are adopted to protect against pain and vulnerability, with the best intention of a good outcome. Holding that compassion while you reflect is the difference between insight and self-criticism.
How to use these prompts during the summit
The summit’s structure gives you a natural rhythm. Here is one way to pair the phases with your own reflection. It is our suggestion, not part of the summit program.
Prerecorded interviews (November 7 to 13). Listen with a notebook open. When a guest’s words stir something, a tightening, a defensiveness, a sudden hunger, write down the reaction itself rather than the guest’s words. Your reaction is the data.
Live presentations (November 14 and 15). Bring one question from your notes. Return to the receiving prompts, since live sessions tend to bring the sense of being given something.
Replay week (November 16 to 22). Use the extra time to revisit sessions that stayed with you and to choose one small action from the sections below.
Give each prompt ten minutes. Write by hand if you can, and stop when the timer ends. Short, regular sessions tend to be more honest than one long sitting where you try to solve everything.
Prompts on receiving
Receiving is rarely only about money. It is about whether you let yourself be given to: praise, help, payment, rest. Many people who are generous givers discover that the discomfort starts when the flow reverses.
The first money script, avoidance, shows up here. According to the Financial Planning Association’s summary of Klontz and Britt’s work, money avoiders may believe they do not deserve money and may unconsciously give it away or sabotage their own success. CNBC’s description includes hesitating to ask for a raise you have earned. You do not have to identify with that to find the questions useful.
Editorial prompts:
When someone offers me a compliment, a gift or help, what is the first thing I say, and what am I protecting when I say it?
What did I learn growing up about people who had more than they needed? Were they admired, resented or both?
Is there a sentence about receiving that I repeat without thinking, such as ‘I’m fine’ or ‘Oh, you don’t have to’? What would be true instead?
If I received more, what would I be afraid I would owe, lose or become?
One grounded action: For one week, answer a kind gesture with a plain ‘thank you’ and nothing more. Afterward, write down what you noticed in your body.
Prompts on valuing your work
This is where beliefs meet decisions. How you price, how you ask and how you talk about what you do all carry assumptions about your worth. A Creighton University article from April 2025 suggests asking where a belief came from, whether it is still true today and whether it is helping or holding you back. Those three questions work well here.
The status script complicates this, because it ties self-worth to net worth. If that is in play, valuing your work can slide into measuring your worth by your income, which is a different thing. Try to separate the two as you write: what your work is worth to the people it serves, and what you are worth as a person, which does not fluctuate.
Editorial prompts:
What do I charge, or what would I accept, for my time? Where did that number come from: the market, a comparison or an old feeling?
Whose voice do I hear when I imagine raising a price or asking for payment?
Which parts of my work do I treat as free because they come easily to me?
Do I believe it is possible to be well paid and still be kind, spiritual or of service? Where did I learn the answer?
Does any part of me believe that struggling proves I am sincere?
That last question echoes a pattern Jack Canfield describes in his list of common limiting beliefs, including the idea that money is not spiritual and the feeling of not deserving to make or receive more. For people who work in intuitive, healing or spiritual fields, this belief can run especially deep, and it is worth meeting directly.
One grounded action: Choose one piece of your work and write down, in plain language, what it gives the people who receive it. Then write the figure you currently ask for it. Look at both without editing either. If you want to explore this further, our article on releasing money blocks offers a grounded companion read.
Prompts on everyday money choices
Beliefs are easiest to see in small, repeated decisions: the grocery cart, the subscription you keep, the purchase you put off for a year. The Financial Planning Association’s 2023 article on how self-fulfilling prophecy shapes financial behaviors explains that negative financial mindsets can be connected to poorer financial outcomes, and describes reframing as a path toward shaping better ones. It makes no promise about any individual, and neither do we.
A simple method comes from a practitioner’s suggestion, reported by Align Financial Solutions: keep a short journal for seven days, noting each transaction that triggers an emotional response, the emotion, and any early memory or belief it might connect to. It fits neatly into the summit week.
Editorial prompts:
Which purchase this week made me feel relief, guilt, pride or fear? What was I actually buying?
When I save, am I moving toward something or away from something?
When I spend on myself, what story arrives afterward?
What does ‘enough’ mean to me today, in specific terms, not feelings?
What is one money decision I keep postponing, and what do I believe will happen if I make it?
The vigilance pattern may show up in these answers. Careful saving is not a flaw, but Truist’s summary of the research notes that vigilance can come with anxiety and a sense of never being secure. If your answers point that way, the question is not whether to save but what safety would feel like.
One grounded action: Pick one recurring expense and decide, deliberately, whether it still reflects your values. Keep it, change it or end it, and write down why in one sentence.
Writing your money story
If one session of prompts raises more than you expected, you can widen the lens. The Money Egg exercise, developed by Ted and Brad Klontz with Rick Kahler, involves drawing money memories in chronological order, marking each positive or negative, and then listing the lessons they taught you. America Saves frames a similar arc in three steps: reflect on your earliest money memories, recognize how internalized beliefs affect present behavior, and rewrite the narrative with kindness, values-based goals and small wins.
A few things keep this practice healthy:
Start with your first memory of money, not your hardest one.
Write what happened, then what you concluded. The conclusion is the script.
Ask whether the conclusion is still serving the life you are living now.
Choose a small, concrete next step rather than a sweeping vow.
The Financial Health Handbook chapter by Connie Jump observes that how hard a script is to change depends on how deeply it formed and how much painful emotion is attached. If a memory feels heavy, take it to a qualified professional, such as a licensed therapist or financial therapist, rather than working through it alone with a journal. Our prompts are for everyday reflection and do not replace that kind of support.
Perspective: receiving is a skill of discernment
In my work with intuitive and spiritually activated women, I see the same pattern again and again: the guidance is clear, but the capacity to receive and hold what it points toward lags behind. It is rarely a lack of gifts. More often it is an identity formed long ago, one that learned what was safe to want. We approach wealth as a matter of self-trust and discernment. When you can tell the difference between a belief you inherited and guidance that is truly yours, you stop outsourcing your authority, to money, to other people or to a story that no longer fits. Spirituality is not a substitute for action. It informs the decisions you make, and the decisions have to be made on the ground. That is why I welcome conversations like the ones at the Goddess Evolution Summit. A wealth conversation is most useful when it invites you to look inward first and then act with clarity. Notice what rises in you, hold it kindly and let it shape one grounded step. Shantana Telise
Join the Goddess Evolution Summit
The Goddess Evolution Summit is a free online gathering with guest teachers, exploring wealth, intuition, purpose and legacy. It welcomes people of all genders. The 2026 phases are prerecorded interviews from November 7 to 13, live presentations on November 14 and 15, and an additional replay week from November 16 to 22.
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If you have not yet joined, you can register for the free Goddess Evolution Summit and confirm current access details there. Bring a notebook and one prompt from this article, and let the rest unfold at your own pace.
FAQ
What are money beliefs?
Money beliefs, often called money scripts, are attitudes about money that usually form in childhood and operate largely outside awareness. Klontz’s research identified four common patterns: avoidance, worship, status and vigilance. Recognizing yours is a way to make decisions more deliberately.
Are these journaling prompts part of the summit’s teachings?
No. They are editorial prompts written by us to accompany the summit’s wealth theme. They do not describe what any guest says or teaches, and they are not session content.
Can journaling about money change my finances?
We cannot promise any financial outcome, and this article is not financial advice. Research links money beliefs with financial behavior, but reflection is a starting point for clearer choices, not a guarantee. For decisions about investing, debt or taxes, consult a qualified financial professional.
How much time should I set aside?
Ten minutes per prompt is enough. Many people find one theme per day across the summit week easier to sustain than one long session. The replay week from November 16 to 22 leaves room to return to anything you missed.
Who can attend the summit?
The summit is free, online and open to all genders. Use the registration page to confirm current access before you plan your week.
Sources
Financial psychologist: Americans have 4 core money beliefs (CNBC)
Money Beliefs and Financial Behaviors (Journal of Financial Therapy)
How Clients’ Money Scripts Predict Their Financial Behaviors (Financial Planning Association)
Why your money mindset matters more than you think (Creighton University)
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